"We make it easy." Experience unparalleled customer service in the industry. Our dedicated team is here to assist homeowners like you in achieving their home financing goals. We provide expert guidance and cutting-edge technology to ensure a seamless and fast process, free from any unexpected hassles. We close like clockwork and provide a stress-free experience.
"Discover the assurance of working with a brokerage that offers a wide range of products and bank options to help you find your perfect loan solution."
At The Clockwork Lending Team, we tailor our solutions to suit your unique needs.
Those looking to purchase property in the Sunshine State who are not technically United States citizens can still undoubtedly be helped by The Clockwork Team! Do not let your citizenship status deter you from achieving your property ownership goals!
Today’s market trends have allowed many foreign nations to take great advantage of real estate deals on American soil. The term “Foreign National” applies to all who are non-U.S. citizens. Professionals at the Associates Home Loans of Florida are proficient in this niche through our Foreign National loans!
At The Clockwork Lending Team, we tailor our solutions to suit your unique needs.
The Clockwork Lending Team is where expertise and excellence meet. We have a dedicated team of industry professionals committed to punctuality and precision. Our full-service mortgage brokerage is reshaping real estate with a blend of efficiency, reliability, and unwavering customer contentment. Backed by over four decades in the mortgage industry, our seasoned expertise ensures personalized solutions for both homebuyers and Realtors®️
Pre-qualified or pre-approved - what's the difference?
Pre-qualification is a determination of the loan amount you’re likely to receive. It is not a guarantee of approval. To obtain pre-qualification, you usually are interviewed by a licensed loan officer who determines the pre-qualification amount. You will be issued a letter with this in
Pre-qualified or pre-approved - what's the difference?
Pre-qualification is a determination of the loan amount you’re likely to receive. It is not a guarantee of approval. To obtain pre-qualification, you usually are interviewed by a licensed loan officer who determines the pre-qualification amount. You will be issued a letter with this information that you can present when making an offer on a home. It’s important to understand that pre-qualification does not imply any obligation from the lender that you will be approved.
Pre-approval is more thorough than pre-qualification. To be pre-approved, you must submit an application and verify your credit and financial history. After you receive your pre-approval certificate, you’re in a stronger position to close earlier and negotiate a better price. It’s highly recommended that you seek pre-approval if you are shopping for a home.
What will be considered in the loan process?
What will be considered in the loan process?
How Important is the real estate location...really?
Location is key. Factors like crime rate, public school ratings, daily commute times to surrounding metropolitan areas, as well as the vicinity to local parks, libraries, swimming pools, sports arenas, churches, restaurants, and shopping centers are essential in the price valuation of rea
How Important is the real estate location...really?
Location is key. Factors like crime rate, public school ratings, daily commute times to surrounding metropolitan areas, as well as the vicinity to local parks, libraries, swimming pools, sports arenas, churches, restaurants, and shopping centers are essential in the price valuation of real estate. It’s best to consider the location as much as the condition of a home when you are looking to make a purchase.
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